Current CD Rates in Memphis, TN: Term of 12-Months
CD Rates in Memphis are constantly changing, which is why it’s important to keep an eye on current offers. Whether you’re looking to open a new account or want to ensure the one you have is earning the highest rate available, reviewing rates in your city on a regular basis will help you maximize your deposits.
Below are the current 12-month CD rates in Memphis, along with a list of financial institutions that are providing the highest rates today.
Current Memphis, TN 1-Year CD Rates
Number of 12-Month CD Accounts Available: 11
Lowest Rate on Record: 0.4% APY
Highest Rate: 1.26% APY
Today’s Average 12-Month CD Rate in Memphis: 0.86% APY
Banks and Credit Unions in Memphis with the Highest 12-Month CD Rates
- I Trust Credit Union: 1.26%
- Kimberly Clark Credit Union: 1.25%
- Kemba Delta Credit Union: 1.1%
- L G & W Credit Union: 1.1%
- Citizens Savings Bank and Trust Company Nashville Tennessee: 0.9%
Please note that the above rates are accurate as of July 11, 2011 but are subject to change at any time. Please verify rates with individual financial institutions before opening an account. Additionally, you can view the most up-to-date interest rate information for certificates of deposit across several terms by visiting the Memphis CD Rates page.

